BV Financial is a federally-chartered savings and loan holding company. Through its wholly-owned subsidiary, Bay-Vanguard Federal Savings Bank, Co. is engaged in offering traditional financial services to consumers and businesses in local communities. Co. attracts deposits from the general public and use those funds to originate one- to four-family real estate, mobile home, construction, multi-family, commercial real estate and consumer loans, which Co. holds for investment. In addition to its main office, Co.operates two branch offices in Baltimore City and two branch offices in Anne Arundel County. As of June 30 2009, Co. had total assets of $154,553,000 and total deposits of $137,616,000. The BVFL YTD return is shown above.
The YTD Return on the BVFL YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether BVFL YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the BVFL YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
|