Affirm Holdings provides consumers with an alternative to various other payment options. Through its commerce platform and partnerships with originating banks, Co. enables consumers to pay for a purchase over time, with terms ranging from one to 60 months. When a consumer applies for a loan through Co.'s platform, the loan is underwritten using Co.'s proprietary risk model, and once approved, the consumer selects their preferred repayment option. The majority of loans are funded and issued by Co.'s originating bank partners. Co.'s platform comprises three primary elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The AFRM YTD return is shown above.
The YTD Return on the AFRM YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether AFRM YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the AFRM YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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