| Independence Holding is a holding company engaged in the life and health insurance business. Co. operates through its insurance carriers: Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company, which underwrite specialty health, pet, group life and short-term and long-term disability products and its Specialty Benefits division, which comprised of specialty health and pet divisions. Co.'s business segments are: Specialty Health, Group disability, life, New York short-term disability and paid family leave rider, and corporate. The IHC YTD return is shown above.
The YTD Return on the IHC YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether IHC YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the IHC YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.