| ACNB is a financial holding company. Through its subsidiaries, ACNB Bank (Bank) and ACNB Insurance Services, Inc., Co. provides banking, insurance, and financial services. The Bank engages in commercial and consumer banking and wealth management services, including trust and retail brokerage. ACNB Insurance Services, Inc. provides property, casualty, health, life and disability insurance to both individual and commercial clients. The Bank provides commercial lending including commercial mortgages, real estate development and construction loans; consumer lending programs including home equity loans and lines of credit; and mortgage lending programs including personal residential mortgages. The ACNB YTD return is shown above.
The YTD Return on the ACNB YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether ACNB YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the ACNB YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.