Vericity is a holding company. Through its subsidiaries, Co. provides life insurance protection targeted to the middle American market. Co. manages its business through two segments: Agency and Insurance. Co.'s Agency segment primarily consists of the operations of Co.'s subsidiary, Efinancial, LLC (Efinancial). Efinancial is a call center-based insurance agency that markets life insurance for Co.'s another subsidiary, Fidelity Life Association (Fidelity Life), and unaffiliated insurance companies. Co.'s Insurance segment consists of the operations of Fidelity Life. Fidelity Life underwrites primarily term life insurance through Efinancial and a group of independent insurance distributors. The VERY YTD return is shown above.
The YTD Return on the VERY YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether VERY YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the VERY YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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