United Security Bancshares is a bank holding company. Through its subsidiary, United Security Bank (Bank), Co. provides a range of commercial banking services primarily to the business and community and individuals located in Fresno, Madera, Kern, and Santa Clara Counties, CA, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The Bank also provides a complement of lending activities, including real estate mortgage, commercial and industrial, real estate construction, agricultural, and installment loans. The UBFO YTD return is shown above.
The YTD Return on the UBFO YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether UBFO YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the UBFO YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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