Southern First Bancshares is a bank holding company. Through its subsidiary, Co. is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation, and providing commercial, consumer and mortgage loans to the general public. Co. provides a range of lending services, including real estate, commercial, and equity-line consumer loans to individuals and small- to medium-sized businesses and firms that are located in or conduct a substantial portion of their business in Co.'s market area. Co. also provides other bank services such as internet banking, cash management, safe deposit boxes, direct deposit, and automatic drafts. The SFST YTD return is shown above.
The YTD Return on the SFST YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether SFST YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the SFST YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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