Sound Financial Bancorp is a bank holding company. Through its subsidiaries, Co.'s principal business consists of accepting retail and commercial deposits from the public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (such as home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Co.'s commercial business loans include unsecured lines of credit and secured term loans and lines of credit. Co. also provides consumer loan products, including manufactured home loans, floating home loans, automobile loans, and boat loans. The SFBC YTD return is shown above.
The YTD Return on the SFBC YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether SFBC YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the SFBC YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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