| Regional Management is a consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other lenders. Most of Co.'s loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. Co.'s main products are small and large installment loans. In addition, Co. provides its customers optional payment and collateral protection insurance, which includes credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. The RM YTD return is shown above.
The YTD Return on the RM YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether RM YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the RM YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.