Mid-Southern Bancorp is a savings and loan holding company. Through its subsidiary, Mid-Southern Savings Bank, FSB, Co.'s principal business consists of originating one-to-four family residential real estate mortgage loans, including home equity lines of credit, commercial and multifamily real estate, and construction loans. Co. also provides commercial business and other consumer loans. Co. provides a variety of retail deposits to the general public in the areas surrounding its main office and its branch offices. Co.'s deposits consist of savings accounts, money market deposit accounts, demand accounts and certificates of deposit. The MSVB YTD return is shown above.
The YTD Return on the MSVB YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether MSVB YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the MSVB YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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