| Heritage Commerce is a bank holding company. Through its subsidiary, Heritage Bank of Commerce, Co. provides a range of commercial banking services to small and medium-sized businesses and their owners, managers and employees. Co.'s lending activities include commercial, real estate, construction and land development, consumer and Small Business Administration guaranteed loans. Co. focuses on deposit generation on relationship accounts, encompassing non-interest bearing demand, interest bearing demand, and money market accounts. Co. also provides certificates of deposit and savings accounts. Co. also provides customers e-statements that allows customers to receive statements electronically. The HTBK YTD return is shown above.
The YTD Return on the HTBK YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether HTBK YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the HTBK YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.