Hingham Institution for Savings is a savings bank. Co. is mainly engaged in the business of commercial and residential real estate mortgage lending, funded by retail and commercial deposits, wholesale deposits and borrowings. Co.'s loan portfolio is primarily composed of commercial real estate, residential owner-occupied real estate, and loans for the construction of residential real estate. Co.'s deposits accounts include savings accounts, demand accounts, negotiable order of withdrawal accounts, money market accounts and certificates of deposit. Included among these deposit products are individual retirement account certificates. Co. also accepts deposits through its on-premises ATMs. The HIFS YTD return is shown above.
The YTD Return on the HIFS YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether HIFS YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the HIFS YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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