HBT Financial is a bank holding company. Through its bank subsidiary, Heartland Bank and Trust Company, Co. provides a suite of business, commercial and retail banking products and services to consumers, businesses, and municipal entities throughout Central and Northeastern Illinois and Eastern Iowa. Co.'s products and services are primarily deposit, lending, and ancillary products. Co. provides a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; and one-to-four family residential loans. The HBT YTD return is shown above.
The YTD Return on the HBT YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether HBT YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the HBT YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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