First Commonwealth Financial is a financial holding company. Through its subsidiary, First Commonwealth Bank (FCB), Co. provides consumer and commercial banking services. Co. also provides trust and wealth management services and provides insurance products through FCB and its other subsidiaries. Co. provides annuities, mutual funds and stock and bond brokerage services through an arrangement with a broker-dealer and insurance brokers. Co. provides deposit products to businesses and other customers with various rates and terms. Co.'s deposit products consist of non-interest bearing checking accounts, interest-bearing checking accounts, money market and savings accounts, and CDs and IRAs. The FCF YTD return is shown above.
The YTD Return on the FCF YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether FCF YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the FCF YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.
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