| BCB Bancorp is a bank holding company. Through its subsidiary, BCB Community Bank (the Bank), Co. provides Federal Deposit Insurance Corporation (FDIC)-insured deposit products and invests funds held in deposit accounts at the Bank, together with funds generated from operations, in loans and investment securities. Co. also provides loans to its customers, including commercial and multi-family real estate loans, one- to four-family mortgage loans, commercial business loans, construction loans, home equity loans, and consumer loans. Co.'s deposit instruments include demand, negotiable order of withdrawal, savings and club accounts, money market accounts, and term certificate accounts. The BCBP YTD return is shown above.
The YTD Return on the BCBP YTD return page and across the coverage universe of our site,
is a measure of the total return for a given investment year-to-date for the current calendar year
(up to the end of prior trading session). Arguably, choosing the current calendar year for a measurement
period is on the one hand completely arbitrary, but on the other hand a year-to-date look can be extremely
useful in the context of our country's tax system which taxes gains and income on a calendar year basis.
Thus, researching Year-To-Date Returns is good practice for investors — whether BCBP YTD return or other benchmarks/peers
— and when doing so it is also important to factor in dividends, because a financial instrument's YTD return is
more than just the change in price if that instrument pays a dividend or coupon. Our website aims to empower investors
by performing the BCBP YTD return calculation (with any dividends reinvested as applicable), and to provide a
coverage universe of many stocks and ETFs to be able to compare YTD returns.